When you retire you
are stuck with two things: เมื่อคุณเกษียณอายุ
คุณจะต้องติดอยู่กับสองสิ่งนี้:
The first is your
circumstances, and the second is your personality. สิ่งแรกคือสถานการณ์ของคุณ
และสิ่งที่สองคือบุคลิกภาพของคุณ
Many people are in terrible
financial situation when they retire. Thailand is inexpensive but it isn't
free, and there are hidden costs like getting a retirement visa. The cost of
living for a foreigner in Thailand can go up or down depending on the exchange
rate and the rate of inflation. If someone thinks that they will eat all their
meals from street vendors this is probably not realistic. There is often a two-price
system in Thailand where locals pay one price and foreigners another. If your
budget is so small. It can't handle this system then. หลายคนประสบปัญหาทางการเงินที่ย่ำแย่เมื่อเกษียณอายุ
ประเทศไทยเป็นประเทศที่ค่าครองชีพไม่แพงแต่ก็ไม่ฟรี และมีค่าใช้จ่ายแอบแฝง เช่น
การขอวีซ่าเกษียณอายุ ค่าครองชีพสำหรับชาวต่างชาติในประเทศไทยอาจเพิ่มขึ้นหรือลดลง
ขึ้นอยู่กับอัตราแลกเปลี่ยนและอัตราเงินเฟ้อ หากใครคิดว่าจะกินอาหารจากพ่อค้าแม่ค้าริมถนนจนหมด
นี่อาจไม่สมเหตุสมผลนัก ในประเทศไทยมักจะมีระบบสองราคา
โดยคนในพื้นที่จ่ายราคาหนึ่ง ส่วนชาวต่างชาติจ่ายอีกราคาหนึ่ง
หากคุณมีงบประมาณจำกัด ประเทศไทยไม่สามารถรองรับระบบนี้ได้
Thailand isn't the place for you. If changes in the rate of inflation or the
exchange rate cause you to have great anxiety then living in a foreign country
is not a great idea.
Some people have grave health issues
when they retire. The way I understand the health system to work in Thailand
and particular here in Pattaya is that there are three ways healthcare is
administered. Thais have a government health insurance system where they pay 30
Baht a month which is somewhere around $3 USD. There are hospitals that take
only this insurance and there are delays in getting treatment and seeing the
doctor can be an all-day affair.
There are what I will call second
level hospitals that are a combination of government insurance and private
insurance. Service is much better in these. They are very inexpensive by
Western standards, especially us standards.
There is a third level
of treatment that is completely private.The level of care in these hospitals is amazing. There are
no delays. Almost any surgery can be scheduled within in a few days. If you do
not have private insurance that will cover these hospitals, it can be
expensive. I go to one of these hospitals called Bangkok hospital Pattaya.
The service is incredible. The medical care delivered is amazing, but if I
didn't have insurance, it would be very expensive for me But still extremely
inexpensive by us standards.
A few years ago some of the Blue
Cross companies in the US were flying patients over to Thailand and paying for
their procedures here because it was cheaper than they could do it in the US.
So the question is what can you afford and what level of service can you put up
with. เมื่อไม่กี่ปีที่ผ่านมา บริษัท Blue Cross บางแห่งในสหรัฐอเมริกาได้ส่งผู้ป่วยมาที่ประเทศไทยและจ่ายค่ารักษาที่นี่
เนื่องจากราคาถูกกว่าที่สหรัฐอเมริกา ดังนั้น คำถามคือคุณสามารถจ่ายได้แค่ไหนและคุณสามารถรับบริการในระดับใดได้
Whatever your current health level, you
are going to get worse as you grow older. How do you envision yourself
living when you are no longer able to take care of all of your needs? There are
places in the US called continuing care retirement communities.
They will take care of you from the moment you join until the end. They are
very expensive. Thailand only has a handful of even close to similar places.
Are you close to members of your family and want to see them on a regular
basis? If the answer to this is yes then Thailand probably is not for you. It
is a very long way from anywhere to Thailand. Almost no one will make the trip
and the number who will make it repeatedly is even dramatically smaller than
that. To get anywhere in the US from Thailand is at least 24 hours. คุณสนิทกับสมาชิกในครอบครัวและต้องการพบพวกเขาเป็นประจำหรือไม่
หากคำตอบคือใช่ ประเทศไทยอาจไม่เหมาะกับคุณ เนื่องจากประเทศไทยอยู่ไกลมากจากที่ใดก็ตาม
แทบไม่มีใครเดินทางไปที่นั่น และจำนวนผู้ที่เดินทางไปซ้ำแล้วซ้ำเล่าก็น้อยกว่ามาก
การเดินทางไปยังที่ใดในสหรัฐอเมริกาจากประเทศไทยต้องใช้เวลาอย่างน้อย 24 ชั่วโมง
How important is your stuff? Can you
get rid of all of the unnecessary possessions you have accumulated over a
lifetime or inherited? Are you willing to have that stuff shipped?
So those were the easy things. The
real problem may be with your personality. สิ่งของของคุณสำคัญแค่ไหน
คุณสามารถกำจัดทรัพย์สินที่ไม่จำเป็นทั้งหมดที่คุณสะสมมาตลอดชีวิตหรือได้รับมรดกได้หรือไม่? คุณเต็มใจที่จะให้สิ่งของเหล่านั้นถูกส่งไปหรือไม่?
·Are you good at reachingout to your friends from home via webcam, email, phone,
text, etc? The various systems in Thailand can be very frustrating You
need to learn to go with the flow and do it with a smile. Loneliness,
isolation, frustration can be enormous problems for someone living in their
home country when you are thousands of miles away in a foreign country. These
problems can be even worse.
• คุณเก่งในการติดต่อกับเพื่อน ๆ
จากที่บ้านผ่านเว็บแคม อีเมล โทรศัพท์ ข้อความ ฯลฯ หรือไม่ ระบบต่าง ๆ
ในประเทศไทยอาจทำให้หงุดหงิดได้มาก
คุณต้องเรียนรู้ที่จะดำเนินไปตามธรรมชาติและทำมันด้วยรอยยิ้ม ความเหงา
ความโดดเดี่ยว ความหงุดหงิดอาจเป็นปัญหาใหญ่สำหรับคนที่อาศัยอยู่ในประเทศบ้านเกิดเมื่อคุณอยู่ห่างออกไปหลายพันไมล์ในต่างประเทศ
ปัญหาเหล่านี้อาจเลวร้ายยิ่งกว่า Are you willing
to challenge yourself to learn Thai? This is very difficult. (and so far, I have yet to really be up
to the challenge.)
Be The One To Change Your Family’s Story - DENZEL WASHINGTON MOTIVATION
What if you could be the one to change the future of your family?
What if everything you've dreamed of achieving is possible, but only if you
make one powerful decision today? Stick with me, because in the next few
minutes, we're going to uncover how you can rewrite your family's story, and
your own, starting right now. Have you ever looked at your life and thought,
this can't be all there is for me? Have you ever wondered if there's something
bigger out there, something meant just for you? Here's the truth. You could be
the one in your family who changes everything.
Imagine being the person who breaks the cycles, the one who rises
above the struggles, setbacks, and limitations that may have held your family
back for generations. You can be the turning point, the pivot that leads your
family into a future of possibility and progress. It's not just about you.
It's about leaving a legacy, building a foundation that empowers
those who come after you to dream bigger, do better, and reach further. Right
now, you stand at a crossroads where you can decide to keep doing what's
comfortable, what's expected, or step into a path that transforms your family's
story forever. This journey is no small task, but imagine the pride and
purpose you'd feel knowing that you were the one who changed the course of
history for those who follow.
Most people go through life letting someone else hold the pen.
Society, family expectations, even our own fears have a way of writing our
stories for us, determining how far we go, who we become, and what we believe
about ourselves. But here's the thing.
You don't have to accept it. You don't have to let anyone else's
opinions or expectations dictate who you are or what you're capable of
achieving. You have the power to take that pen back.
The book of your life has countless unwritten pages, blank spaces
waiting for you to fill with courage, resilience, and triumph. It's your
life, your story to tell, and you get to decide how the next chapter unfolds.
Will it be a story of mediocrity or will it be one of greatness? The
choice and the power are in your hands.
This isn't just about defying odds. It's about proving to yourself
and to your family that no matter where you started, you are the author of your
destiny. But here's where it gets real.
If you're sitting back, letting days pass without taking action,
your story isn't going to change. It's going to be another chapter of missed
chances, regrets, and dreams left on the shelf. Time doesn't wait.
It moves forward with or without you, and every moment you
hesitate is another moment lost.While you're waiting for the perfect
time, for the right circumstances, others are pushing forward,
investing in themselves, moving up, and creating the life they want. Time
is the one thing we never get back, and each second counts.
If you're not growing, you're falling behind. This is a wake-up call.
Are you truly living up to what you know you're capable of? Because every day
that passes is a day you could be using to become stronger, wiser, more
capable, the person who finally takes control and rewrites the future.
But here's the incredible part. You don't have to stay where you
are. You have the intelligence, the vision, and the drive to change the entire
trajectory of your life.
Starting today, you can decide to be the one who transforms your
family's future. Right here, right now, you can choose to take back
control, to set bold goals, to refuse to let fear hold you back, and to take
intentional, powerful steps forward. Imagine what's possible for you in the
next few years if you dedicate yourself fully.
Think of the dreams you can make real, the financial stability you
can create, and the legacy of strength, resilience, and courage you'll leave
for future generations. Every day offers a new chance to turn your life
around, to set goals that will build the future you and your family deserve.
This journey isn't just about material success or recognition.
It's about building a life that's solid and meaningful, a life
that becomes a fortress for your family, protecting and empowering them.
Imagine building a foundation that doesn't just lift you up but lifts
everyone around you.Imagine your family looking at you and feeling inspired, feeling proud.
You become the example, the role model who shows them what's
possible when you refuse to settle for less than what you're capable of. This
isn't just about getting by. It's about thriving, about creating a legacy of
purpose and resilience that will outlast you.
Think about the impact you could make, the mark you could leave. When
you're gone, the story you wrote will live on, inspiring others to believe
in their own power to achieve greatness. Make no mistake, this isn't easy.
Changing the course of your life and your family's future takes resilience,
grit, and dedication. It takes the courage to leave behind what's
comfortable and step into the unknown. And that can be scary, no doubt about
it.
But ask yourself, would you rather stay in your comfort zone,
always wondering what could have been, or would you rather live a life where
you're constantly growing, learning, becoming stronger? Choosing growth
over fear, action over excuses, you set a new standard. You raise the bar, not
just for yourself, but for everyone watching you. High standards attract high
value results, and by demanding more from yourself, you'll see that the
world will begin to respond in kind.
Imagine the impact on your family when they see you leading by
example, when they witness you reaching new heights, breaking boundaries,
and creating a life of purpose and fulfillment. Imagine how you'll inspire
them to dream bigger, to work harder, and to realize that they too are
capable of greatness. By stepping up, you're showing them that success isn't
reserved for the privileged or the lucky.
It's for anyone who dares to
work for it. In doing so, you become proof that dedication, courage, and
resilience can change everything. Your actions become a living testament that,
no matter the obstacles, achievement is within reach.
And that's a lesson worth passing down. Let's talk about legacy,
because this isn't just about what you achieve in your lifetime. It's about
the ripple effect you create, the influence you leave behind.
A true legacy isn't about the assets you leave behind. It's
about the character, the strength, and the courage you instill in those who
come after you. Imagine your children, your grandchildren
looking back and saying, it was because of you that our family learned to
dream, learned to overcome, learned to believe.
That's the kind of legacy that lives on forever. That's the kind of
legacy you're capable of building. A legacy of integrity, resilience, and the
courage to pursue greatness.
But here's the bottom line. None of this will happen if you stay
where you are. None of it will happen if you keep letting fear, doubt, and the
comfort of routine hold you back.
Changing your family's story starts with a decision. A decision you make
every single day. Every action you take, every choice you make, is a step
toward that legacy or away from it.
Are you ready to step up and make it happen? Are you ready to
become the one who sets a new standard, who shows what's possible, who builds a
future that's worth living? Remember, there is no limit to what you can achieve when you
commit to a purpose greater than yourself. This is your moment.
You have everything you need
inside you.T he intelligence, the ambition, the vision to build something
extraordinary. You don't have to wait for permission or perfect timing. All you have to do
is decide that you're going to start right here, right now, with everything you
have.
This isn't just a decision for you. It's a decision that will
affect everyone who comes after you. You're doing it to leave behind a story
that's worth telling, a legacy that inspires others to dream, to rise, and to
achieve.
You are standing at a pivotal moment where the decisions you make
today have the power to change the entire trajectory of your bloodline. Imagine
the possibilities. Your choices could break the cycle of limitation, poverty,
or struggle.
You have the ability to rewrite the history of your family and
create a legacy that will be remembered for generations. It's in your hands to
take the pen and write a new chapter, one of success, resilience, and growth.
The power to change is within you, and it begins with the courage to make the
decisions that others might be too afraid to make.
You are the key to unlocking a future that generations to come will
thank you for. Understand
this. Every moment you hesitate is a moment lost, a moment that your
dreams and goals drift further away.
It's not about making perfect choices every time. It's about making
decisions, taking action when others might wait. You have what it takes, the
knowledge, the ability, and the vision.
The clock is ticking, and with each passing day, the world is
moving forward, evolving, and improving. The question is, are you ready to
evolve with it, to grow, to take that bold step toward making your dreams a
reality? But here's the truth. You don't just do this for yourself.
When you rise, your entire family rises with you. You are not only
changing your own life, you are creating a ripple effect that will uplift those
around you. You are the change your family has been waiting for.
Your success will create opportunities, will set new standards, and
will inspire others to follow your example. By breaking through barriers, you
are creating a blueprint for future generations to follow. You are teaching
them that they too can overcome the odds, rewrite their own stories, and live
the life they deserve.
This is bigger than you. It's about leaving a legacy, a story of
victory and change that will echo through the years. So I ask you, are you
ready to be the one? The one who takes charge of their future? The one who
chooses to be the change their family needs? The path is open before you, and
the power is in your hands.
Don't let fear or doubt hold you back. Take that first step, even
if it's small, and start writing your new story today, because in doing so, you
will not only change your life, but you will change the course of your family's
future for the better. This is your moment.
The world is waiting for you to step up and make it happen. โลกกำลังรอให้คุณก้าวขึ้นมาและทำให้มันเกิดขึ้น
2024-11-17
In the quiet night hours, when the house settles into a gentle rhythm, my father finds solace on the sofa bed downstairs. Beside him lies our elderly dog—a loyal friend who has aged gracefully but now faces time limitations. Once a familiar pathway to cozy bedrooms and dreams, the stairs have become insurmountable for our faithful companion.
Dad pats the worn fabric as he settles into the cushions, inviting our canine friend to join him. The dog's eyes, clouded with wisdom and a lifetime of shared moments, meet Dad's gaze. They have an unspoken understanding—a silent pact forged over years of companionship. The dog's once-energetic tail now wags gently, as if to say, "I'm here, old friend."
Together, they drift into sleep—the rhythmic breathing of one blending seamlessly with the other. The dog's warmth radiates, providing comfort to Dad's tired bones. Memories flood the room—the days when the dog chased after tennis balls, the laughter echoing through the hallways, and the joy of simple walks in the park. Now, those memories are etched into the fabric of the sofa, woven into the very fibers that cradle them both.
The stairs stand as a silent barrier, separating the upper floor—the realm of dreams and memories—from the cozy refuge below. Our dog, once agile and spry, now struggles with each step. His eyes, still bright with love, watch Dad ascend to his bed. But the dog remains steadfast, choosing the familiar comfort of the living room over the uncertainty of the climb.
Dad's love knows no bounds. He sacrifices his own restful nights to be near our faithful companion. He listens to the soft snores, the occasional whimper, and the gentle sighs. In return, the dog offers silent gratitude—a nuzzle against Dad's hand, a paw resting on his chest. Their hearts beat in sync, a testament to the enduring bond between man and animal.
And so, in the dim glow of the nightlight, they share their stories. Dad whispers about his youth, his dreams, and the adventures that shaped him. The dog, with eyes half-closed, listens as if understanding every word. Perhaps he does. Perhaps he knows that these moments—the ones spent on the sofa bed—are precious beyond measure.
As dawn approaches, Dad strokes the dog's fur, feeling the rise and fall of each breath. He knows that time is fleeting, that their roles have reversed. He becomes the caregiver, the protector, the one who ensures the dog's comfort. In this act of compassion, he learns the true meaning of love—a love that transcends words and defies the limitations of aging bodies.
Bill Gates is the richest man in the world. Someone asked Bill Gates, "Is there anyone richer than you in the world?" Bill Gates said, "Yes, there is a person who is richer than me." Then, he told a story. It was a time when I wasn't rich or famous. One day I was at the airport in New York. Then I saw a newspaper vendor. I wanted to buy a newspaper from him. But then I had no money. So I dropped the idea of buying newspapers and gave it back to the seller.
I told him I didn't have enough money. The vendor told me, "I'm giving it to you for free." "I took the newspaper at his request. Coincidentally, two to three months later I landed again at the same airport and even that day I did not have change money to buy the newspaper. The vendor again offered me the newspaper for free. I refused it and said I couldn't take it. Because I still don't have enough money. He said, "You can take the paper, I'm dividing it from my profits." It won't hurt me. "I took the newspaper.
After about 19 years, I became famous and known to people. Suddenly, I remembered the newspaper vendor. I started looking for him and after about a month and a half of searching, I found him. I asked him, "Do you know me?" He said, "Yes, you're Bill Gates." I asked him again, "Do you remember?! Did you give me a newspaper for free?
The vendor said, "Yes, I remember. "I gave you a newspaper twice. I said, "I want to return the help you gave me then." Tell me what you want in your life, and I will fulfill it. ’'
The vendor said, "Sir, how can you match my help by doing this?" I asked, "But, why?" He said, "I helped you when I was a poor newspaper vendor, and you are trying to help me when you became the richest man in the world." So how does your help match up with my help?"
Bill Gates said, "I realized that the newspaper vendor was richer than I was that day." Because he didn't wait to become rich to help someone. We must understand that the truly rich have a mind richer than a lot of money. Having an expensive mind is more necessary than a lot of money.
